International Financial Planning Expert

Mark Tucker is a highly respected global expert in the field of financial planning specifically tailored for expatriates. He is renowned for his unwavering dedication to delivering exceptional results that meet the diverse needs of both individuals and businesses alike. If you are seeking expert financial guidance, do not hesitate to reach out to us today to explore your options.

Mark Tucker

About Mark Tucker

Mark graduated with First-Class Honours in Accounting and Economics from the University of Essex. He began his finance career in 2015, gaining global experience before joining Skybound Wealth in 2016. Now a Senior Financial Adviser, Mark serves clients across three continents.

As a member of the Chartered Institute of Securities and Investments, Mark combines his extensive qualifications with his experience of living and working overseas to provide tailored financial planning, investment, and pension advice for modern expats.

Tax-Free Savings Plans for Australian Expats

A guide for Australian expats to set up tax-free offshore investment plans, benefit from reduced taxes, and ensure long-term wealth growth, even after repatriation.

  • Australian expats can set up offshore investment bonds or investment-linked life policy wrappers while working abroad. If the policy is held for 10 years or more, any investment gains upon surrender or maturity will be tax-free, provided the original policyholder remains the beneficial owner​

    • If you withdraw within 8 years, the full gain is taxed.

    • In the 9th year, only two-thirds of the gain is taxed.

    • In the 10th year, only one-third of the gain is taxed.

    • After 10 years, there’s no tax on the gain.

  • By establishing these investment plans while abroad, expats can continue to benefit from favourable tax treatment even after returning to Australia. This ensures a smoother financial transition upon repatriation

Expats Working in Africa

A guide for expats in Africa to build wealth, invest in strong currencies (USD, EUR, GBP, JPY), and secure a tax-efficient, comfortable retirement with expert financial planning.

  • By starting a savings plan early, expats can take advantage of compound interest, which allows their money to grow significantly over time. Investing in strong global currencies like USD, EUR, GBP, and JPY provides further stability, ensuring that your family’s financial future is secure, regardless of currency fluctuations back home​

  • It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more.

  • Regular financial reviews and expert tax planning are key to maximizing returns and minimizing risks. Expats can benefit from investing in hard currencies like USD, EUR, GBP, and JPY, which offer stronger purchasing power and greater global stability compared to local currencies. This approach helps ensure your wealth remains protected, wherever you choose to live​

Offshore Investing South African Expats

A guide for South African expats to diversify globally, invest in strong currencies (USD, EUR, GBP), protect wealth, and save taxes while planning for a secure financial future.

  • South African expats can invest entirely in international markets, unlike back home where only 45% of retirement portfolios can be allocated offshore. This broader access helps maximize potential returns and reduces dependency on the South African economy​

  • Offshore investments provide stronger financial protection than South African banks, which offer limited deposit insurance. By investing globally, expats can better safeguard their assets and enjoy greater peace of mind​

  • Investing offshore can significantly reduce or even eliminate taxes on investment growth, unlike South Africa where capital gains tax ranges from 18% to 40%. This approach helps expats keep more of their money while maintaining flexibility in case of future relocations​

Maximizing Tax-Free Wealth: Top Strategies for Expats in the Middle East

Discover how expatriates in the Middle East can leverage tax-free earnings, offshore investments, and asset protection strategies to grow and secure their wealth effectively.

  • Offshore investments allow expats to grow their wealth without being subject to capital gains tax (CGT) or income tax, ensuring maximum retention and compounding of their earnings. These accounts provide access to a wide range of investment opportunities not available locally.

  • By saving and investing early in offshore vehicles, expats can harness the full potential of compound interest, where returns generate additional returns tax-free. Over time, this creates exponential growth, significantly amplifying long-term wealth.

  • Holding wealth offshore safeguards assets from local regulations, such as Sharia inheritance laws, which can freeze joint accounts upon death. Offshore accounts ensure smooth, quick access for beneficiaries, providing financial security and peace of mind for families.

Testimonials

  • Mark has gained my trust since we met online 2 years ago or so. Mark understood my needs and has been a good adviser. Mark is very well organised and follows up regularly as planned. We become even closer now. I highly recommend Mark to anyone for his professionalism and expertise.

    Thierry Magne - Heat Management

  • Mark has been absolutely brilliant, as he reviewed my current situation and provided appropriate options that will help me to maximise my wealth in retirement. Given the challenging location, I live in (Papua new Guinea). He had to come back with several alternatives until we found the right plan. For Expats anywhere in the world who are looking for a way to improve their financial outcomes, you should definitely consider Mark to take care of your future.

    Brad Barlow - Nestle

  • Mark Tucker is highly motivated, seeking the best financial solution for me and I am very happy with his professional experience and I recommend him to any expat seeking savings plans and investments

    Gualter Judite - RCM

  • I have known Mark for a couple of years and found him to be very resourceful and of professional demeaner. He is a very detailed individual, providing sound investment advice that is backed by a number of career successes. I strongly recommend Mark.

    Edmund Thorne - Golden Star Resources

More Reviews

My Services

    1. Lifestyle Financial Planning – Plan finances to match your desired lifestyle, both now and in the future.

    2. Income & Cashflow Planning – Ensure sustainable income and manage cash flow effectively.

    3. Pillar II & III Planning – Optimize pension contributions and benefits under international frameworks.

    4. Repatriation Advice – Receive guidance on managing finances when returning to your home country.

    1. Domestic & International Investments – Diversify investments across global markets for higher returns.

    2. Managed Portfolio Service – Benefit from professionally managed, personalized investment portfolios.

    3. Capital Protected Investments – Invest with protection against market downturns.

    4. Access to External Discretionary Fund Management – Utilize external expertise to manage complex portfolios.

    5. Diversifying Portfolios and Risk Reduction – Spread investments to minimize risk and enhance stability.

    6. RSU & Option Structures – Manage equity compensation plans, such as stock options and RSUs.

    1. Regular and Lump Sum Savings Plans – Build wealth through structured regular or one-time savings plans.

    2. Critical Illness Cover – Secure financial protection in case of serious illness.

    3. Life Insurance Cover – Protect your family’s future with life insurance tailored to your needs.

    4. Asset and Insurance Protection – Safeguard your wealth with comprehensive asset and insurance solutions.

    • Situs Asset Transfers – Manage asset transfers across jurisdictions while optimizing tax implications

    • Education Fee Planning – Plan and save for your children’s education costs.

    • Inheritance Tax Planning – Minimize tax liabilities on the wealth you leave behind.s here

Meet the Team

Shyam Sejpal
Financial Planning Associate